100% Online NMLS-Approved MLO Pre-Licensing

Take the 1st step in becoming a mortgage loan originator. Our course is 100% online, and we reply within minutes if you have any questions - just shoot us an email to support@1accelerated-education.com.

NMLS-approved education20-hour SAFE national courseState bundles available

Available NMLS Pre-Licensing Courses

Start with the national 20-hour SAFE course or choose the California DFPI bundle when you need California-specific state law education.

20 Hour SAFE Comprehensive: 20 Hour MLO Prelicensure Course

20 Hour SAFE Comprehensive: 20 Hour MLO Prelicensure Course

This national prelicensure course provides the full 20 hours of instruction for prospective mortgage loan originators, including 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, and 12 hours of electives. The curriculum covers mortgage regulations, consumer-focused practices, loan programs, disclosures, qualification fundamentals, mortgage math, and core origination processes through instructional lessons, review questions, case studies, and a comprehensive final exam.

39 sections276 lessons
$199.00
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2 Hour CA-DFPI SAFE: California State Law
BUNDLE

2 Hour CA-DFPI SAFE: California State Law

2 courses included

Bundle including the 20 Hour SAFE Comprehensive: 20 Hour MLO Prelicensure Course and the 2 Hour CA-DFPI SAFE: California State Law course, combining required national prelicensure education with California-specific mortgage law training for students preparing to become licensed mortgage loan originators.

INCLUDES:

  • 2 Hour CA-DFPI SAFE: California State Law
  • 20 Hour SAFE Comprehensive: 20 Hour MLO Prelicensure Course
$239.00
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Start with the National 20-Hour SAFE Course

The 20 Hour SAFE Comprehensive course gives future mortgage loan originators the national pre-licensing foundation: federal law, ethics, non-traditional mortgage lending, and electives in one structured online course.

  • 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, and 12 hours of electives
  • Plain-English lessons with review questions, case studies, and a comprehensive final exam
  • Online instructor-led format with required interaction and timed course progression
  • NMLS credit submitted after successful completion of all course requirements

How Your MLO Pre-Licensing Path Works

1

Step 1

Check your state path

Start with the course finder so you know whether the national course alone fits your state or whether state-specific education is also available.

2

Step 2

Enroll in the national course

Use the 20 Hour SAFE Comprehensive course as your national education foundation.

3

Step 3

Complete timed course activities

Work through lessons, required discussions, quizzes, and case studies in the course sequence.

4

Step 4

Pass the course final exam

Complete the comprehensive final exam after the required course activities are finished.

5

Step 5

Receive NMLS credit reporting

After successful completion, education credit is submitted to NMLS within the stated reporting window.

Not sure which pre-licensing course you need?

MLO licensing requirements can vary by state. If you're confused, talk to us and our team will help you choose the right course for your license so you start in the right place.

  • Confirm which course your state requires
  • Understand how the national and state-specific courses fit together