Available NMLS Pre-Licensing Courses
Choose the national 20-hour SAFE course or the California DFPI bundle with national and California state law education.
20 Hour SAFE Comprehensive: 20 Hour MLO Prelicensure Course
This national prelicensure course provides the full 20 hours of instruction for prospective mortgage loan originators, including 3 hours of federal law, 3 hours of ethics, 2 hours of non-traditional mortgage lending, and 12 hours of electives. The curriculum covers mortgage regulations, consumer-focused practices, loan programs, disclosures, qualification fundamentals, mortgage math, and core origination processes through instructional lessons, review questions, case studies, and a comprehensive final exam.
2 Hour CA-DFPI SAFE: California State Law
2 courses included
Bundle including the 20 Hour SAFE Comprehensive: 20 Hour MLO Prelicensure Course and the 2 Hour CA-DFPI SAFE: California State Law course, combining required national prelicensure education with California-specific mortgage law training for students preparing to become licensed mortgage loan originators.
INCLUDES:
- 2 Hour CA-DFPI SAFE: California State Law
- 20 Hour SAFE Comprehensive: 20 Hour MLO Prelicensure Course
Continuing Education Courses
Renewal-focused NMLS continuing education is listed separately from pre-licensing courses.
Course
National 8 Hour SAFE Comprehensive Continuing Education
National SAFE continuing education course covering 2026 required federal law topics, ethics, nontraditional mortgage lending, and national elective compliance scenarios for mortgage loan originators.
Find Your MLO Course
Choose your education stage, then your state, to see currently available NMLS education options.
Step 1 of 2: Education Stage